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Veronica Dagher — Reporter at The Wall Street Journal
  + stars: | 2023-11-17 | by ( Veronica Dagher | ) www.wsj.com   time to read: 1 min
Veronica DagherVeronica Dagher is an award-winning Wall Street Journal personal finance reporter and the author of the WSJ ebook “Resilience: How 20 Ambitious Women Used Obstacles to Fuel Their Success.”Veronica hosts videos for WSJ’s Twitter account and is a regular guest on CBS, Fox Business Network, Yahoo Finance, Cheddar and other national media where she speaks about personal finance, the housing marketing and women and money. She created, hosted and produced the WSJ podcast “Secrets of Wealthy Women,” where she interviewed some of the most successful women in business, media and entertainment. Veronica is a frequent panel moderator and keynote speaker.
Persons: Veronica Dagher Veronica Dagher, Veronica Organizations: Twitter, CBS, Fox Business Network, Yahoo Finance,
The U.S. has more real-estate agents than any other country, by a wide margin. Photo: Getty ImagesThe way we buy and sell homes in the U.S. isn’t normal—at least not compared with the rest of the world. The commission on a home sale here is typically around 5% to 6%, usually split between the seller’s and buyer’s agents. In most countries, the commissions are substantially smaller.
Organizations: U.S Locations: U.S
The offers to refinance the mortgage on your home later often aren’t as attractive as they initially seem. Photo: David Paul Morris/Bloomberg NewsLenders have a proposition for home buyers who can’t stomach an 8% mortgage rate: Buy now, and refinance later for free. Lenders are making these offers because the market for mortgages cratered as the Federal Reserve raised interest rates to two-decade highs to tame inflation. ​ The average rate on a 30-year fixed-rate mortgage is 7.79%, according to Freddie Mac .
Persons: David Paul Morris, refinance, Freddie Mac Organizations: Bloomberg, Federal Reserve
Many Americans drop anchor in retirement, settling down near the beach or their adult children. Others leave their old latitudes behind and set sail on the highways or high seas. Nomadic life appeals to those who have the time and cash to make RVs or boats into mobile retirement homes. After years juggling careers and raising families, these aging Kerouacs and Magellans yearn for the freedom to explore new places while still young and healthy enough to make the trip.
Persons: yearn
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/personal-finance/retirement-downsizing-home-mortgage-rates-b27a15bd
Persons: Dow Jones
Homeowners Take Risks to Lower Their Insurance Bills
  + stars: | 2023-09-19 | by ( Veronica Dagher | ) www.wsj.com   time to read: 1 min
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/personal-finance/homeowners-insurance-affordable-premiums-deductibles-bbebbcae
Persons: Dow Jones
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/personal-finance/homeowners-insurance-affordable-premiums-deductibles-bbebbcae
Persons: Dow Jones
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/personal-finance/interest-rates-investing-mortgage-banks-real-estate-debt-ca87c251
Persons: Dow Jones
Few Americans manage to save anywhere near $5 million in their 401(k)s and individual retirement accounts. Jay and Anita Myer. Photo: Kate Medley for The Wall Street Journal
Persons: Jay, Anita Myer ., Kate Medley Organizations: Wall Street
Americans Are Bailing on Their Home Insurance
  + stars: | 2023-08-28 | by ( Veronica Dagher | ) www.wsj.com   time to read: 1 min
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/personal-finance/americans-are-bailing-on-their-home-insurance-e3395515
Persons: Dow Jones
What 7% Mortgage Rates Mean for Home Buyers
  + stars: | 2023-08-16 | by ( Veronica Dagher | ) www.wsj.com   time to read: 1 min
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/articles/what-7-mortgage-rates-mean-for-home-buyers-c5e88c1b
Persons: Dow Jones
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/articles/heres-what-a-5-million-retirement-looks-like-in-america-1abc76d9
Persons: Dow Jones
Buying a Home From a Builder? What to Know First
  + stars: | 2023-08-03 | by ( Veronica Dagher | ) www.wsj.com   time to read: 1 min
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/articles/buying-newly-built-home-tips-mistakes-437b3cbb
Persons: Dow Jones
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/articles/buying-inheriting-vacation-home-family-friends-tips-885d25ef
Persons: Dow Jones
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/articles/the-money-saving-mortgage-that-isnt-working-right-now-17af6eff
Persons: Dow Jones
Don’t just spend your time. We are born rich in time and then spend down our fortunes over the years. It may not grow like money in a bank account, but there are ways to get the most out of it. Researchers suggest thinking of time as something we invest—rather than "spend"—using our precious hours now for fulfillment and meaning that our future selves can draw from. Fran Caballero
Persons: Don’t, Fran Caballero
Nobody Wants to Buy a Fixer-Upper Right Now
  + stars: | 2023-06-28 | by ( Veronica Dagher | ) www.wsj.com   time to read: 1 min
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/articles/buying-homes-fixer-uppers-renovations-73e0202f
Persons: Dow Jones
The New Math on Inheriting Your Parents’ House
  + stars: | 2023-06-01 | by ( Veronica Dagher | ) www.wsj.com   time to read: 1 min
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/articles/inheriting-house-finances-taxes-costs-9eec3765
Persons: Dow Jones
Many Americans dream of retiring overseas, and more are packing their bags. Whether seeking adventure, self-reinvention, or just a lower cost of living, international retirees face a unique set of money and life challenges. And paperwork. Retiree Susan Wojcik, pictured with her arms raised. Photo: Ozzie Hoppe for The Wall Street Journal
Persons: Susan Wojcik, Ozzie Hoppe Organizations: Wall Street
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/articles/how-to-bargain-andsave-money-5c5ba5b6
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/articles/heres-what-retirement-looks-like-for-americans-abroad-e2ee4294
This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/articles/heres-what-retirement-looks-like-for-americans-abroad-e2ee4294
Many Americans dream of saving $1 million for retirement. Most fall far short of that. The typical family’s 401(k) and IRA-type accounts come to less than half that goal in the years approaching retirement age.
Economists say the mortgage market has already priced in another Fed rate increase. Photo: Dustin Chambers/Bloomberg NewsHome buyers dreading another rate increase by the Federal Reserve on Wednesday can take heart: The move is probably already priced into current mortgage rates. The Fed is expected to raise interest rates another quarter-percentage point, lifting the benchmark federal-funds rate to a 16-year high as part of its continuing campaign to stamp out inflation. The Fed doesn’t set mortgage rates, but rate increases push up the yield on the Treasury note higher, which in turn pushes up the cost of a mortgage.
The Four Things to Haggle Over When Buying a Home
  + stars: | 2023-04-26 | by ( Veronica Dagher | ) www.wsj.com   time to read: 1 min
Home buyers might have better luck saving thousands of dollars by focusing their haggling skills on items other than the home’s purchase price. The price of the home is a major detail, especially as mortgage rates move up. But given that the housing market remains competitive in several parts of the country, home buyers hoping to negotiate down a seller’s asking price might risk losing their bid.
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